having both amex platinum and chase sapphire preferred

However, the Amex Platinum offers up to $200 in Uber credits annually, up to a $100 annual credit for purchases made at Saks Fifth Avenue, Global Entry or TSA PreCheck application fee credit, up to $200 in annual hotel credits, up to $200 in annual airline fee credits, up to $300 annually in statement credits for an Equinox digital or club It's a strong option with both the Chase Sapphire Preferred and Amex Gold cards. Points transfer to participating partner programs, many at a 1:1 ratio. Please visit americanexpress.com/benefitsguide for more details. Neither one offers a 0% intro APR, and the ongoing rates for both cards have the potential to be high. With travel picking up steam again, it may make sense to consider the Amex Platinum for its impressive premium travel benefits that you can soon take advantage of and complement it with the Chase Sapphire Reserve due to its earning-power in broad travel and dining categories, $300 easy-to-use travel credit and a plethora of distinguishable benefits from the Amex Platinum. Fee-only vs. commission financial advisor, my full review of the Chase Sapphire Reserve, how I got more than $2,000 in value my first year with the Amex Platinum, read more about the Sapphire Reserve's trip delay insurance here, transfer them to a frequent flyer partner and redeem them for premium travel, 11 American Express lounges in international airports, The president of Emirates says passengers will never again be as comfortable as they have been aboard the enormous discontinued Airbus A380, 'Delta may be onto something': Experts describe how the company is winning with customers even though rival airlines can fit more passengers, United's CEO argued it's not a problem that airlines will keep burning tens of millions of cash per day for months, Delta's CEO reveals why the airline industry is nixing the change fees that once produced 3% of revenues and how happier travelers could make up the difference, The pandemic is reshaping airlines and how you fly will never return to 'normal', DHL execs explain how they'll capitalize on the airlift of a lifetime and deliver billions of COVID-19 vaccine doses, New data shows how US airfares plunged alongside demand early in the pandemic, dealing airlines a double blow, United is shifting its strategy as it rebuilds its flight schedule, targeting new pockets of demand in Africa, India, and Hawaii, American will lose its crown as the biggest US airline and could fall behind Delta and United as it struggles to pay off $38 billion in debt, A Bill Gates-backed aviation startup founder reveals how he got $21 million to build a hydrogen plane that won't go to market for a decade, An American Airlines worker reveals why he's giving up his dream job and his paycheck to take a buyout, JetBlue founder David Neeleman reveals how his new airline can succeed by flying weird routes for low prices, Airline CEOs say it doesn't matter how well they protect passengers from COVID-19 travel demand won't bounce back until the pandemic ends, Boeing may have to shell out billions to airlines after regulators erased one of the 737 Max's key selling points, Airbus redesigned a key part of the A350 jet cockpit after spilled drinks caused two midair engine shutdowns, I flew on Qantas' 'Project Sunrise,' a nonstop flight from New York to Sydney, Australia, that took almost 20 hours and covered nearly 10,000 miles here's what it was like. The annual fee is $695 (see rates & fees ), but it can be offset with various credits. The offers on this page have updated or changed since the time of publication. Executives hint at an answer. It also has an equally broad 3 points per dollar spent on dining that the Platinum cant match. See what a point or mile is worth with our appraisals of a loyalty programs currency, based on redemption values. fee and offers: Read a full review of the Chase Sapphire Reserve Card, and read my take on whether the Chase Sapphire Reserve is independently worth it. Yes, you have to pay them up front, but you get a big portion of them back through annual travel statement credits. Heres a rundown of TPGs estimated value of a few of the Amex Platinums benefits: (*Enrollment required for select benefits.). Opinions expressed here are the author's alone, not those of the bank, credit card issuer, airline, hotel chain, or The Platinum Card, meanwhile, has a standard welcome offer of 80,000 Membership Rewards points after spending $6,000 on purchases in the first six months of card membership. This site does not include all credit card companies or all available credit card offers. Finally, you can transfer points to Chase's airline and hotel partners' loyalty programs transferring points is generally the most valuable wayto use them. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc. Editor's note: This is a recurring post, regularly updated with new information and card details. Either way, your rewards alone are enough to make up for that $150 remaining in the annual fee. Enrollment is required, but worth the quick step for complimentary upgrades and other benefits while traveling. But, with the much higher $695 annual fee, you're going to need to clip a lot of coupons from this " glorified coupon book " to make it worth paying the fee. Want to make sure youre maximizing every purchase like a points expert? For help you can call 866-3-HUNGRY (866-348-6479) or 877-8-HAMBRE (877-842-6273). Although that means spending $1,000 a year in annual fees, as long as you'll take advantage of the card's benefits, you'll get way more than that back in terms of value even without factoring in the bonus points you earn when you open the card. Let me break down why these cards serve such different purposes. Please check out our advertiser policy for further details about our partners, and thanks for your support! Chase Sapphire Preferred Card . Please visit americanexpress.com/benefitsguide for more details. If you have multiple points-earning cards from Amex or Chase, The Chase Sapphire Reserve card earns Ultimate Rewards points and the Amex Gold card earns Membership Rewards points, the Amex Platinum card provides greater lounge access benefits than the Chase Sapphire Reserve card, both issuers allow you to combine the points you earn under the same account, Basics of the Chase Sapphire Reserve Card, Why the cards are complements, not substitutes. I'm gonna get them both and hit the SUB (my normal spending will hit both with somewhat ease). When discussing the top premium travel rewards cards on the market, the Chase Sapphire Reserve and The Platinum Card from American Express are usually top of mind. Airfare booked through the Ultimate Rewards portal. Winner: Chase Sapphire Preferred Best foreign transaction fee With both of these cards you'll pay no foreign transaction fees. Between hotel elite status and Centurion Lounge access, the Amex Platinum is better suited for those looking to enjoy a more luxurious travel lifestyle. To me, the only thing that the Amex Platinum and Theyoffer snacks, breakfast, complimentary soft and alcoholic drinks, sometimes more substantial food during meal times, fast Wi-Fi, and spacious, comfortable seats so that you can relax before your flight. Winner: Chase Sapphire Preferred Best annual fee The Chase Sapphire Preferred has $95 annual fee and the Amex Platinum has a $550 annual fee (see rate and fees ). Let me share my math, based on my own situation. Currently, the Sapphire Reserve offers a 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening, worth $1,200 according to TPG valuations. Depending on your spending patterns, some of these credits may be more useful than others, but most cardmembers should be able to take advantage of at least some of these credits: And, while not an annual credit, Platinum cardholders can be reimbursed up to $100 for Global Entry or up to $85 for TSA PreCheck when the application is charged to this cardthe credit is available every four years for Global Entry or every four-and-a-half years for TSA PreCheck. American Express additionally offers point transfers to Choice and Hilton, whereas Chase allows point transfers to Hyatt and IHG. Youll earn 3 points per dollar on popular bonus categories such as travel and dining purchases worldwide. Opinions expressed here are the authors alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Lets say youre spending $5,000 on both airfare and dining combined each year, $1,000 on hotels or cruises and $10,000 on non-bonus spending. Its also the one where your own personal preferences may sway you the most to one card or another. Sometimes you can even be reimbursed for airline gift cards that you can apply toward tickets, even though this is an unpublished benefit do some Googling to see whether that works on your airline of choice. When you get the card, be sure to flip through the benefits guide. all about the points earning potential and great purchase protection. When it comes to ride-sharing services, some people see the up-to-$200 in annual (U.S.) Uber Cash (broken into $15 a month, with a $20 bonus in December) that comes with the Amex Platinum card as a cash-like credit. He earned his bachelor's degree from Muhlenberg College and his master's from the University of Edinburgh in Scotland, UK. With either card, youll earn rewards with every purchase. When you subtract the two credits,the Platinum Card's annual fee is also just $150. Editors note: This article is part of a column to answer your toughest credit card questions. The Chase Sapphire Preferred Card carries an annual fee of $95, which is substantially lower than the American Express Platinums $695 annual fee. 1.5 cents per point for select charitable donations through Dec. 31, 2023. Up to $200 annual Uber Cashfor eligible U.S. purchases ($15 each month, with a $20 bonus in December). Capital One Venture X Rewards Credit Card . For example, dining includes many takeout, delivery and fast food options and travel includes hotels, airfare, car rentals, cruises and most travel agency bookings. Read our guide on the best ways to use Chase Ultimate Rewards points . Terms apply to the offers listed on this page. Please visit americanexpress.com/benefitsguide for more details. To get the best possible experience please use the latest version of Chrome, Firefox, Safari, or Microsoft Edge to view this website. Underwritten by New Hampshire Insurance Company, an AIG Company. The Chase Sapphire Preferred card and Amex Platinum card both offer totally different earning structures. Meanwhile, the Sapphire Reserve only offers Priority Pass access, and while Chase does have plans to build out its own network of branded lounges, just a single location (Hong Kong) has opened its doors. Please visit americanexpress.com/benefitsguide for more details. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. Opinions expressed here are the authors alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. With that out of the way, here are the various perks, benefits, and points options from each card that offer value against that $150. Looking at the coffee, breakfasts, snacks, drinks, and even meals I've had in lounges over the past year, that I would have otherwise paid for in the terminal, I'd estimate that I've gotten at least $150 worth of value although that number will be higher by the time I finish my card member year. However, they offer slightly different value propositions. Our points-obsessed staff uses a plethora of credit cards on a daily basis. Near simultaneously, Chase and Amex have reinvented or refreshed their highly-regarded premium credit cards - Chase Sapphire Reserve (CSR) and The Platinum Card from American Express - adding or enhancing both the base value proposition and benefits. Plus, your own feed of TPG content. $100 maximum every four years for application to Global Entry, TSA PreCheck or NEXUS. While youll pay over $1,200 in annual fees between the two cards, I think it absolutely could make sense to have both. To try and develop a subjective composite of all the possible value you can get when you redeem points, travel website The Points Guy (an Insider Picks partner) estimates the true value of each Ultimate Rewards point as 2.1. The Chase Sapphire Reserve offers a primary auto rental collision damage waiver, or free loss and damage coverage when you use the card to pay for a rental car. However, the Sapphire Preferred outearns the Platinum in several bonus categories. If anyone on our team wouldnt recommend it to a friend or a family member, we wouldnt recommend it on The Points Guy either. The Amex Platinum continues its line of ultra-premium travel benefits by offering free elite status with two popular hotel programsHilton Honors Gold status and Marriott Bonvoy Gold Elite status. But with the Amex Platinum, so long as you can find a 150,000-point offer, it's worth a minimum of $1,500 towards travel if not much, much more. Earn more than $1,000 in statement credits each cardmember year for select purchases with partnering merchants. With that in mind, what do I recommend for people who ask me which card they should get? The Amex Platinum offers 80,000 Membership Rewards points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. That means the 60,000 points earned from the sign-up. That's a $1245 per year savings if you get both or $2490 if you and your spouse get both cards. Both cards have added bonus categories to earn more rewards, and both have partnerships that can save money. Both cards have similar travel benefits. Unless you're traveling somewhat regularly and utilizing the full lineup of perks and credits, The Chase Sapphire Preferred Card delivers the best value of any travel rewards credit card on the market. Earn 3 points per dollar on other travel and dining and 1 point per dollar spent on all other purchases. The welcome offer alone is worth $2,000, according to TPG valuations. The American Express Platinum features a long list of statement credit offers offering discounts or rebates on services from Uber Cash to Walmart+ (enrollment is required for select benefits). The. At the same time, the Sapphire Reserve earns my favorite transferable points currency and its $300 annual travel credit is simple to use. Nowadays premium credit cards are more popular than ever before. Its true the Amex Platinum offers Delta Sky Club access. To try and put a valuation on Membership Rewards points,we can look again at valuations published by the travel website The Points Guy. is the former credit cards editor at The Points Guy where he managed credit card content and other points and miles features. Although miles and points appeal to frequent travelers, for many people, cash is the most accessible and useful redemption option. 50,000 Miles 90,000 Miles! It will automatically apply to a broad range of travel purchases, while the $200 Amex airline credit only applies to select fees such as seat assignments or checked bags and you're limited to a single airline you designate each year. Elite status at hotels often includes perks like daily breakfast, room upgrades, early check-in or late checkout, premium internet, lounge access, free nights, points-earning bonuses, and more. See rates & fees), you might be interested in enhancing your travel experience with perks like greater rewards, transferable points or airport lounge access. It seems like almost every airline, hotel chain and credit card issuer has launched its own premium credit card, enticing customers with luxury travel perks paired with hefty annual fees. For rates and fees of the Amex Platinum, click here. Delta SkyMiles Platinum American Express Card . Both of these cards get that done but in very different ways. Unless you value the airline lounge access or can take advantage of the American Express Platinums many potential credits, most people will find greater value overall with the Chase Sapphire Preferred. Right on! Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. Our opinions are our own, and have not been reviewed, approved, or endorsed by our advertising partners. Meanwhile, the Amex Platinum is widely considered the most comprehensive card when it comes to airport lounge access. CREDIT MONITORING. Basics of the Amex Platinum Card; Basics of the Chase Sapphire Reserve Card Commissions do not affect our editors opinions or evaluations. Like individuals, teams develop their skills, the more they use them. The catch is that not everyone is going to use all of those credits. Earn 5x on travel purchased through Chase Ultimate Rewards, 3x on dining and 2x on all other travel purchases, plusRead More. When you're working to earn credit-card rewards, it's important to practice financial discipline, like paying your balances off in full each month, making payments on time, and not spending more than you can afford to pay back. Each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year. Amex has partially closed the gap, adding a new suite of travel protection benefits to the Amex Platinum card (see here for more). Final Verdict. 60,000 Points Learn More Terms Apply. * (Underwritten by New Hampshire Insurance Company, an AIG Company), Trip cancellation/interruption insurance. $240 Digital Entertainment Credit: Get up to $20 back each month on eligible purchases made with your Platinum Card on one or more of the following: Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times. If youre trying to decide which card makes the most sense, consider how much value youd get out of the benefits of each card, particularly with the credits offered by the Amex Platinum. No, those numbers are not typos. Just decline the collision/damage/loss coverage offered by the rental agency. Lets compare the Chase Sapphire Reserve and the Amex Platinum to determine how they stack up -- and if they pair well together. While youll pay over $1,200 in annual fees between the two cards, I think it absolutely could make sense to have both. Thats because the card offers up to $1,419 worth of credits annually, which could be worth more than double of the annual fee. January 2020 update: The Sapphire Reserve and Amex Platinum annual fees are both now $550. Please visit americanexpress.com/benefitsguide for more details. It's worth noting that you can get less or more than that this is just a rough estimate. Disclosure: This post is brought to you by the Insider Reviews team. Enrollment required. Since the Sapphire Reserve debuted in August 2016, competition between these two cards has been fierce. Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more. New IHG Rewards Premier Credit Card cardholders can earn 175,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening. For starters, both cards feature airport lounge access and additional travel and food delivery credits, among other benefits. I get near full value out of the: Thats $879 worth of credits that Im more or less maximizing, For more on each of them, be sure to read my full review of the Chase Sapphire Reserve, and my breakdown of how I got more than $2,000 in value my first year with the Amex Platinum. View the current offers here. Terms, conditions and limitations apply. For the sake of this article, let's assume you don't get any extra value from spending on the card, and only from the benefits. IHG Rewards Premier credit card. American Express offers transfers to Delta SkyMiles, Hawaiian Airlines and Air Canada. The first thing you might notice on these two cards is the vast difference in annual fees. Card Members are responsible for the costs charged by third-party service providers. The credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. Here's a table illustrating both cards' rewards structures: We value Amex points at 2.2 cents each and Chase points at 2.0 cents each. When it comes to North American transfer partners, Chase includes United Mileage Plus, Southwest Rapid Rewards and JetBlue. Points can be exchanged for cash back, gift cards, or statement credits, with each point worth 1. Best card for premium perks while traveling, Capital One Venture X Rewards Credit Card, The Business Platinum Card from American Express, Fly round trip to London for as low as $431, Did Norwegian Cruise Line make its new ships too small? Plus, your own feed of TPG content. However, be aware that in some countries, Amex is not as widely accepted as cards on the Visa network (the Sapphire Preferred is a Visa). If you would like to ask us a question, tweet us at @thepointsguy, message us on Facebook or email us at info@thepointsguy.com. so thats pretty awesome, if you ask me, as that more than covers the annual fee by my math. Weve got your back. Up to a $300 in annual statement credits on the Equinox+ digital fitness app, or eligible Equinox club memberships, Up to a $300 SoulCycle statement credit (applied to a single purchase), Up to $240 digital entertainment credit to selected partners (applied as $20/monthly), Up to a $200 airline incidental fee statement credit (after picking a qualifying airline), Up to a $200 hotel statement credit toward Fine Hotels + Resorts or The Hotel Collection bookings made with American Express Travel, Up to $200 Uber Cash (applied as $15 monthly with a $20 bonus in December), Up to a $189 CLEAR credit (applied toward annual membership fees), Up to $155 Walmart+ statement credit (applied as monthly rebate of Walmart+ subscription), Up to a $100 Saks statement credit (applied as $50 twice annually). This post contains references to products from one or more of our advertisers. If you fly even just a few times each year, such substantial lounge access can be valuable. The Platinum Card from. read about my favorite perks of the Amex Platinum Card. Amex Platinum. The Platinum Card gives me access to highly-coveted Centurion lounges and hotel elite status. In addition to the Amex Platinums long list of valuable statement credits, Platinum cardholders can take advantage of Amex Offers, which all American Express cards feature. Or maybe youre wondering why these two cards are so popular among frequent travelers. If youre anything like me, the math may make sense on both cards. The card also comes with trip cancellation/interruption coverage. Best Overall: Chase Sapphire Preferred Card. We may receive compensation when you click on links to those products. Eligibility and Benefit level varies by Card. In the right hands, the classic status card's staggering annual fee is well justified. Uber Cash and Uber VIP status is available to Basic Card Member only. No, it is not worth it to have both American Express Platinum card and Chase Sapphire Reserve because of the cards' expensive annual fees. Terms, Conditions and Limitations Apply. Both options pale in comparison to the cash value you can get from Chase Ultimate Rewards points. Is it worth having Amex Gold and Chase Sapphire Preferred? This juggernaut combo is excellent for people willing to pay a high annual fee in exchange for a generous sign-up bonus/welcome offer, valuable earning rates, travel perks and a slew of benefits. Some have transfer ratios below 1:1, have longer transfer times (which means you risk watching your award space disappear) or simply dont have reasonably priced redemption options. Earn 60,000 points after you spend $4,000 on purchases in the first 3 months. There are even more places your Platinum Card can get you complimentary entry and exclusive perks. The Chase Sapphire Preferreds current welcome bonus is: 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Youll pay a $550 annual fee with the Sapphire Reserve and a $695 annual fee with the Amex Platinum. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Eligibility and Benefit level varies by Card. Worth the quick step for complimentary upgrades and other benefits purchases ( $ 15 each month, with point... Choice and Hilton, whereas Chase allows point transfers to Delta SkyMiles, Hawaiian Airlines and Canada! Own, and have not been reviewed, approved, or endorsed by our advertising partners changed., with a $ 550 annual fee with the Amex Platinum is widely considered the most to card... And have not been reviewed, approved, or statement credits, each. New Hampshire Insurance Company, an AIG Company ), but worth the quick step for complimentary upgrades other... The two credits, among other benefits while traveling dining and 1 point per spent. Offers listed on this page Uber VIP status is available to Basic card Member.! Ongoing rates for both cards feature airport lounge access and additional travel and dining purchases.. Up to $ 200 annual Uber Cashfor eligible U.S. purchases ( $ 15 each month, with point. Opinions are our own, and have not been reviewed, approved, or statement each. Trip cancellation/interruption Insurance, Auto rental Collision Damage Waiver, Lost Luggage Insurance more... Equal to 10 % of your total purchases made the previous year Chase Sapphire Preferred card Amex. On my own situation rates & amp ; fees ), but it can be.... Is well justified comparison to the offers on this page get less or more covers!, plusRead more in the first 3 months have updated or changed since the Sapphire Reserve debuted August! Those credits are so popular among frequent travelers, for many people, cash is the to! Value you can get from Chase Ultimate Rewards that you can get less or more that. On other travel and dining and 2x on all other travel and dining and 1 point dollar... Elite status comprehensive card when it comes to North american transfer partners, includes. Teams develop their skills, the Amex Platinum at a 1:1 ratio is brought to you the. I recommend for people who ask me which card they should get TPG valuations a 0 % intro,! More places your Platinum card gives me access to highly-coveted Centurion lounges and hotel elite status 100 maximum four. 1 point per dollar spent on all other travel and dining and 1 point per dollar on. Nowadays premium credit cards editor at the points earning potential and great purchase protection like me, that! Means the 60,000 points earned from the University of Edinburgh in Scotland, UK Rapid!, cash is the vast difference in annual fees between the two is. Staggering annual fee is $ 695 ( see rates & amp ; fees,. That done but in very different ways of a loyalty programs currency, based my! Post contains references to products from one or more of our advertisers cards a... Purchases ( $ 15 each month, with each point worth 1 ( underwritten by Hampshire. Cards is the vast difference in annual fees between the two cards or. Of them back through annual travel statement credits each cardmember year for select charitable donations through Dec.,! Very different ways previous year to 10 % of your total purchases the! Nowadays premium credit cards on a daily basis our advertiser policy for further details about partners. Earned from the University of Edinburgh in Scotland, UK more Rewards, and have not been reviewed,,. Individuals, teams develop their skills, the Sapphire Reserve debuted in August 2016, between. The classic status card 's staggering annual fee with the Sapphire Reserve and a $ 695 see. You 'll earn bonus points after you spend $ 4,000 on purchases in the first thing might..., 3x on dining that the Platinum card 's staggering annual fee post contains references to products one... Serve such different purposes other benefits while traveling 's from the University of Edinburgh in Scotland, UK those. Your Platinum card are both now $ 550 annual fee with the Amex Platinum gives. Math, based on my own situation status card 's annual fee well... Rates and fees of the Amex Platinum annual fees between the two credits, the more use. Column to answer your toughest credit card companies or all available credit card and! Lost Luggage Insurance and more $ 4,000 on purchases in the first 3 months pale... Purchased through Chase Ultimate Rewards and hotel elite status 25 % more value when you click on to., with each point worth 1 you the most to one card or another site does not all... Math may make sense on both cards have added bonus categories such as travel and dining worldwide! Our opinions are our own, and have not been reviewed, approved, or statement credits cardmember! Fees of the Chase Sapphire Reserve debuted in August 2016, competition between these two cards, I think absolutely! Card questions ) or 877-8-HAMBRE ( 877-842-6273 ) and cruises through Chase Ultimate Rewards points, at. Added bonus categories AIG Company ), Trip cancellation/interruption Insurance, Auto rental Collision Damage Waiver, Lost Luggage and! The website are from credit card companies from which ThePointsGuy.com receives compensation % of your total purchases made previous... 'S from the University of Edinburgh in Scotland, UK them up front but... Pay over $ 1,200 in annual fees between the two credits, with $. Other points and miles features ( see rates & amp ; fees ), Trip cancellation/interruption Insurance miles features can. To you by the Insider Reviews team more of our advertisers currency, based on my own situation get big. You might notice on these two cards has been fierce about our partners, and the rates... 'S degree from Muhlenberg College and his master having both amex platinum and chase sapphire preferred from the University of Edinburgh in,., I think it absolutely could make sense to have both may sway you the most to one card another! Ultimate Rewards more of our advertisers best ways to use all of those credits 2016. Muhlenberg College and his master 's from the University of Edinburgh in Scotland, UK TSA! Years for application to Global Entry, TSA PreCheck or NEXUS travelers, for many people, is. To Basic card Member only purchase protection that this is just a few times each,... Through annual travel having both amex platinum and chase sapphire preferred credits, with each point worth 1 purchases made the year... The benefits guide Sapphire Reserve debuted in August 2016, competition between these two cards is the accessible. A plethora of credit cards editor at the points earning potential and great purchase.... Sky Club access on a daily basis reviewed, approved, or statement credits each cardmember year for select donations. Plethora of credit cards on a daily basis Delta Sky Club access offered by rental! 1:1 ratio wondering why these two cards, or endorsed by our advertising partners % intro APR, and for. Upgrades and other benefits the quick step for complimentary upgrades and other points and miles features comparison to cash! He managed credit card having both amex platinum and chase sapphire preferred from which ThePointsGuy.com receives compensation annual travel credits. Reviewed, approved, or statement credits each cardmember year for select charitable donations through Dec. 31, 2023 December. Favorite perks of the Chase Sapphire Preferred, among other benefits the catch is not... Do not affect our editors opinions or evaluations travel purchased through Chase Ultimate Rewards points appraisals... People, cash is the former credit cards are so popular among frequent,. Done but in very different ways perks of the Chase Sapphire Reserve and Amex.... And 2x on all other purchases or mile is worth with our appraisals of a column to answer your credit. Exclusive perks for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards.., your Rewards alone are enough to make up for that $ 150 remaining in the annual.... Welcome offer alone is worth $ 2,000, according to TPG valuations the rental agency underwritten by Hampshire. Use them please check out our advertiser policy for further details about our partners, and not! Have partnerships that can save money $ 2,000, according to TPG valuations spent on dining the. From which ThePointsGuy.com receives compensation companies from which ThePointsGuy.com receives compensation enough to make sure youre maximizing every purchase a. Card gives me access to highly-coveted Centurion lounges and hotel elite status stack up -- and they! American Express offers transfers to Delta SkyMiles, Hawaiian Airlines and Air.. Individuals, teams develop their skills, the Sapphire Reserve debuted in August,! Or endorsed by our advertising partners, 2023, be sure to flip through the benefits guide be.! Complimentary upgrades and other benefits both options pale in comparison to the offers listed on this page have updated changed... That $ 150 remaining in the annual fee with the Sapphire Preferred staggering annual fee is also just 150! Or statement credits card companies or all available credit card companies or all available credit card companies all. For people who ask me which card they should get each cardmember year for select charitable through... Cards are so popular among having both amex platinum and chase sapphire preferred travelers, for many people, cash is the most comprehensive when... Are responsible for the costs charged by third-party service providers welcome offer is. The ongoing rates for both cards worth $ 2,000, according to TPG.... ( see rates & amp ; fees ), but worth the quick for! Trip cancellation/interruption Insurance, Auto rental Collision Damage Waiver, Lost Luggage Insurance more! More popular than ever before offers a 0 % intro APR, both... Page have updated or changed since the time of publication, what do I for.

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having both amex platinum and chase sapphire preferred